Personal Liability Firearm Insurance
Hunting and shooting accident liability
Unfortunately, perfect hunts can be ruined with incidents of accidental discharge, misfires and more. Even if you prefer shooting sports like trap shooting, running targets or pistol shooting, there are risks involved. Should an incident occur while you are hunting or participating in shooting sports, Personal Firearm Liability Insurance protects against the costs associated with a claim.
Accidental discharge can occur when the firearm suffers from mechanical malfunction, when the firearm is dropped, when the firearm is cleaned and more. With Personal Firearm Liability Insurance, lawful gun owners are protected against the costs associated with an accidental discharge claim.
Lost or stolen firearm liability
Even lawful gun owners who store their firearms securely and lend them carefully can be held legally responsible for what is done with the firearm after it is lost, lent or stolen. If your legally possessed firearm is lost or stolen and an incident occurs, Personal Firearm Liability Insurance will protect against the costs associated with claims.
Lawful personal defense
Should you ever need to lawfully use a legally possessed firearm to defend yourself with reasonable use of force, Personal Firearm Liability Insurance will protect against the costs associated with a claim—on a reimbursement basis— once all charges are dropped, or you are acquitted of all charges, up to applicable policy limits.
PROTECT YOUR LAIBILITY!
FIRE ARM INSURANCE
Whether you keep your guns at home or carry them with you, there is always a risk of theft, damage or loss. And because most homeowners, renters and auto insurance policies limit coverage for firearms, there is a need for additional protection.
With Lockton Affinity Outdoor’s Firearm Insurance, you receive coverage to replace or repair your guns and attached accessories should they be damaged, lost, stolen or ruined in a fire or flood.
As one of the nation’s top firearm insurance providers, we insure more than $300,000,000 worth of firearms, so you can trust us to help protect your guns.
■ Replacement cost coverage for scheduled and unscheduled firearms including antique and collectible firearms
■ Replacement cost coverage for firearm accessories such as scopes, rings, mounts, slings and sling swivels
■ Low $250 deductible per claim
■ No requirement to file a claim on your homeowner’s policy first
■ Admitted U.S. coverage approved by your state insurance department
Additional coverageincluded automatically
■ Coverage for newly acquired property for 180 days
■ International coverage up to $10,000 for 60 days
■ Flood and earthquake coverage up to $30,000
DIgital Gun Vault
Keep track of serial numbers and important 2A documents in our Digital Gun Vault!
Our digital vault provide secure cloud storage for your gun serial numbers, images and important documentation for quick and secure access!